How Long Can You obtain Unemployment Insurance?

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If you have been separated from your job or have had your hours reduced straight through no fault of your own, you may be eligible to file an unemployment guarnatee claim. It's easy to find out if you qualify by going online to the unemployment branch of the state where you worked. For example, if you worked in Florida, just go online and quest for "Florida unemployment" and you'll find the state unemployment office website.

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You file your claim with the state office, but unemployment guarnatee is a agenda administered jointly by the private states and the U.S. branch of Labor. Guidelines may vary in your state, but federal laws provide advice on many of the most coarse unemployment questions.

How Long Can I gather Benefits?
Federal law says that while each one-year claim duration you can gather the equivalent of 26 weeks of total unemployment benefits. The payments need not be consecutive or of a consistent amount. For example, let's say that after working on a job for five years, you are laid off in April. You file a claim for unemployment and you receive unemployment checks for ten weeks. Then you get rehired. You work until November and you get laid off again. You file other unemployment claim (technically, what you are doing is re-opening your existing claim). You will be eligible to receive the equivalent of 16 weeks of payments, not 26. Your claim year ends in April.

Within your claim year, the maximum estimate of benefits you can receive would be 26 times your Weekly benefit Rate. If your Weekly benefit Rate were 0, you would be entitled to gather a total of ,500 over the course of your one-year claim period.

Your maximum estimate of compensation is considered by your Weekly benefit Rate. In many cases, you will receive the full estimate while each week, and your benefits will end after 26 weeks. But in some cases your weekly payments may be reduced, which means that you could receive payments for longer than 26 weeks but not more than the maximum amount. There are a range of reasons why your weekly payments may be less than your Weekly benefit Rate, including:

• Part-time earnings
• Pension or vacation pay
• Severance pay
• Worker's compensation

For example, let's say your Weekly benefit Rate is 5. Your maximum yearly estimate of claim benefits is 26 x 5 = ,450. But you get a part-time job that pays you 0 a week. Your weekly unemployment benefits will not be terminated, but they will be reduced to 5. Your maximum yearly benefit is still ,450, and your checks, if you keep your part-time job, could keep arrival for up to 37 weeks.

Extended Unemployment Benefits
During the current stepping back there have been measures taken by the states and the federal government to increase the duration of unemployment benefits to workers who have use up quarterly unemployment guarnatee benefits. To find out the current guidelines, check your state unemployment office website.

Calculations based on each state's unemployment rate act as triggers to decide when a state will increase benefits. When a state is experiencing high unemployment, the basic Extended Benefits agenda can provide up to an added 13 weeks of benefits. while periods of very high unemployment, some states have also created voluntary programs to pay up to seven added weeks of Extended Benefits. Current beneficiaries are notified, but the best thing to do is to log onto your state's unemployment website for the most current information.

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