Can I procure Unemployment and social safety Retirement?

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Question: I am currently 65 years old. My query is, can I apply and get collective safety benefits as well as Unemployment Compensation? Some population say you can't, but others say you can. What is the right answer? I live in Massachusetts.

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Answer: I have received questions either or not a someone can accumulate collective safety ("Ss") seclusion benefits and unemployment benefits at the same time. Many population think you cannot do this.

The conception that you cannot accumulate both benefits at the same time comes from past history when indeed, you could not accumulate both. Ss is a federal agenda and unemployment payment is a state program. Years ago, a federal law required states to offset unemployment benefits by part or all of the collective safety that a someone was receiving. Fortunately, the federal law was changed to allow individual states to make the decision how this offset is handled.

Most states changed the state law to allow full seclusion benefits with no offset due to Ss seclusion benefits. At present, only Louisiana and Illinois offset unemployment benefits with collective safety seclusion benefits. South Dakota has changed its law, but the law has not yet been enacted so if you live in South Dakota, check with your state unemployment division on when this will take affect.

The customary federal law was enacted at a time when population retired at a much younger age and those who were still working and who could claim unemployment were a minority. As our population has aged and we are working well past the age for collecting Ss, this had to change and thank goodness it has in most states.

So if you live in Louisiana, Illinois, and maybe South Dakota, your unemployment benefits will be reduced by fifty percent of your collective safety benefits. However, anyone is good than nothing so go ahead and file for your unemployment. In all other states, you will get your full unemployment benefits.

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